Info + Filters
Filters
Offer Optimist is a powerful credit card sign up bonus comparison tool. Data is updated every few days and programmatically available via the Companion API.
We strictly avoid affiliate commissions to remain unbiased. If you like the site, you can support the creator for free by:
- Using referral links (when listed)
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- Using my referral link for Marcus -- both you and I get +0.25% APY on a HYSA!
Last Updated .
Sorts
Sorting by percent return? We recommend setting the "minimum value" filter below so low-spend, low-value bonuses are filtered.
Filters
Derived from whether the card's main currency is convertable to cash.
No clue what this is? Read up here.
Annual Fee & Spend
Spend filters offers outside your limits. If you can't hit any offers for a card, the entire card is hidden.
Valuation Settings
Removes annual fee for some issuers.
Adjusts valuations based on opportunity cost.
Credit Cards (0/0)
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