Offer Optimist
Toggle Color Scheme:
Info + Filters
Offer Optimist is a powerful credit card sign up bonus comparison tool. We do not use affiliate commissions in order to remain unbiased, so use a referral link or share the site with your friends if you want to support the site!
We now pull data directly from the Companion API. Please create issues or pull requests there if you have feature requests or data is outdated! Last Updated Sep 23, 2023.

Show More
Derived from whether the card's main currency is convertable to cash.
No clue what this is? Read up here.

Annual Fee & Spend

Spend filters offers outside your limits. If you can't hit any offers for a card, the entire card is hidden.

Valuation Settings

Removes annual fee for some issuers.
Adjusts valuations based on opportunity cost.

Credit Cards (0/0)

Loading Cards...