Offer Optimist
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Offer Optimist is a powerful credit card sign up bonus comparison tool. We avoid affiliate commissions in order to remain unbiased, so use a referral link or share the site with your friends if you want to support the site!
We pull data from the Companion API. Please create issues or pull requests there if you have feature requests or data is outdated!
Last Updated .


Sorting by percent return? We recommend setting the "minimum value" filter below so low-spend, low-value bonuses are filtered.


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Derived from whether the card's main currency is convertable to cash.
No clue what this is? Read up here.

Annual Fee & Spend

Spend filters offers outside your limits. If you can't hit any offers for a card, the entire card is hidden.

Valuation Settings

Removes annual fee for some issuers.
Adjusts valuations based on opportunity cost.

Credit Cards (0/0)

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